Suppose you were sent to China for a week by the multinational corporation you work for. When you got there, you got sick immediately. Unfortunately, you do not have any necessary medicines on you. In such a situation, you now have to seek help from your contacts here, or the hotel staff, so you may get the necessary medical attention. While you may get the help necessary, it is not the easiest day you have in a foreign land. You suffered but vowed such a surprise would never retake you!
Many executives, frequently in a hurry, either forget to bring a medical kit or decide not to bother, assuming they are in good health and nothing terrible will happen. This point of view is minimal. Make sure you are ready for any potential health emergencies whenever you travel, especially if you are going abroad. This means packing a medical kit with analgesics, antacids, and similar items and purchasing travel insurance to cover potential medical expenses.
Also, bring your doctor’s prescription for diabetes, asthma, or cardiac issues. This is because they would otherwise be unable to replenish the supply of medications they require each day. As a tourist, you may be required to produce the prescription if you want access to the necessary drugs.
Even when travelling domestically, having a medical kit on hand is advisable. The equipment should be included because even within the country, you may encounter trouble getting access to a doctor or a pharmacy. For example, you may fall sick in the middle of the night when the shops are closed, or you may be too sick to go out.
. Data suggests that not enough Indians travelling abroad opt for travel insurance. About 12 million travellers are leaving the country. However, only 15 to 20% of people have outbound medical insurance for travel to the USA.
If you are someone who is planning a trip, it is important to take a look at what travel insurance offers, and how it can help you with some of the unforeseen situations. Moreover, several nations across the world now require incoming visitors to have a travel insurance policy that covers them for the duration of their stay.*
It is of utmost importance to prioritise the inclusion of a well-stocked first-aid kit and comprehensive travel insurance when embarking on any journey. These elements are crucial safeguards, ensuring travellers’ wellbeing and financial security during unforeseen medical emergencies. A first-aid kit equips individuals with essential medical supplies and knowledge, enabling them to provide immediate and appropriate care in case of injuries or illnesses. It serves as a first line of defence, potentially preventing minor incidents from escalating into significant health issues. However, while a first-aid kit provides initial support, it may only cover some medical contingencies. This is where Schengen visa travel medical insurance steps in, in case you are travelling to any of the European countries.
A robust travel insurance with a medical cover policy offers a wide range of benefits, including coverage for medical expenses, emergency medical evacuation, trip cancellation or interruption, and other unforeseen circumstances. Knowing that the financial burden will not fall solely on the traveller if an accident or illness occurs provides peace of mind.*
*Standards T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
